Driving into work today I heard one of those commercials where some company is swearing that they can “call off” your creditors, “settle for less” with them and give you one small easy monthly payment to get everything paid off. And then it hit me like a ton of bricks. When my wife married me not only did she get stuck with me but she also inherited my credit report. She knew all about it and still married me (I keep reminding myself how lucky I am). I know my debt was not nearly as much as some people...
